Annuity Products

The annuity transforms your savings into regular income that will be paid you for a fixed period or during your lifetime. Consilium helps its clients take the appropriate decision regarding the income options that best suit their needs. An annuity may provide the security of a financial plan since it has no market risk and the income is guaranteed and possibly tax-efficient.

Life insurance companies offer various types of annuities which the investors can exchange for registered or non-registered capital against fixed or growing periodic payments that help diversify investments:

  • during their lifetime (annuity)
  • during their lifetime and the lifetime of their spouse (joint and survivor annuity)
  • for a fixed period (certain annuity, such as up to 90 years old)

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